With over 20 years of experience in the finance and mortgage industry, Julie Mendez has shared her expertise to personally assist hundreds of families with down payment assistance and responsible and affordable home financing. Whether you’re buying, selling, refinancing or building your dream home, you have a lot riding on your mortgage professional. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a true professional who can give you quick and accurate financial guidance. At RMS & Associates, we are committed to providing clients with multiple loan products and the highest quality home loans.