MortageCalculator

Pre-Qualification Calculator

Prequalification gives you an estimate of how much you may be able to borrow. Please note that prequalification is different from a preapproval.

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Monthly Payment

Calculates your monthly payment for different loan amounts, interest rates, and amortization terms.

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Payment Schedule

Calculates the breakdown of principal and interest payments in a yearly or monthly format.

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Extra Payment

Calculates how much you can save over the term of your loan by increasing your monthly payment.

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How much can I afford?

Calculates your maximum mortgage amount based on your income, debts, and desired loan amount.

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Rent vs. Own

Estimates the benefits of owning a home as opposed to renting.

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Fixed Rate vs. Arm

Compares the difference between a fixed-rate and an adjustable-rate mortgage.

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15-Year vs. 30-Year

Compares the difference between a 15-year and a 30-year mortgage.

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Refinance Interest Savings

Estimates the benefits of refinancing.

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Interest Only

Calculates the monthly payment for an Interest Only loan.

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This site is directed at, and made available to, persons in the continental United States, Alaska and Hawaii only. All mortgage loans are offered through Residential Mortgage Services. All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. Residential Mortgage Services only originates mortgage loans within the United States of America. This website is not an advertisement to extend consumer credit. Access to the service may be limited, delayed or unavailable during periods of peak demand, market volatility, system upgrades or maintenance, or electronic, communication or system problems, or for other reasons.